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Insurance

Disaster DamageCleanup Experts

Schedule a Disaster Damage Evaluation

  • Schedule Appointment
  • We come to your house
  • We evaluate your Disaster Damage situation
  • After evaluation, ESTIMATE is given
Schedule my DISASTER DAMAGE Evaluation by phone 612-294-0886 or Schedule by Form

Frequently Asked Minnesota Disaster Questions

Have a Disaster Question?

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FAQ

Generic

?: What kinds of damage will be covered by my insurance provider?

Answer!

Each insurance provider is different, but here’s a general outline for what may or may not be covered by your provider:

  • Water Damage: Water damage caused by problems such as leaky pipes and damaged roofs will usually be covered. On the other hand, water damage from overflowing rivers and other types of major flooding are generally excluded from most policies.
  • Fire Damage: Practically any kind of damage from fires will be covered by most providers, regardless of the cause of the fire. They will often pay for fire and smoke residue cleanup, water extraction, contents restoration, property reconstruction, and any other cleanup services you may need.
  • Storm Damage: Damages caused by ice, snow, wind, and rain will generally be covered, with the exception of flooding caused by overflowing lakes and oversaturated soil. If the wind damages your roof and water leaks into your home, that should be covered.
  • Mold Growth: Every insurance provider is different, and some require you to have a separate mold growth policy. However, in other cases, mold removal services should be covered—particularly if the mold was directly caused by a covered item, such a burst pipe.

FAQ

Generic

?: Will my insurance provider cover things like contents restoration and reconstruction?

Answer!

It usually depends on the type of damage. If the damage is covered, then your provider should pay for every aspect of the cleanup process, from initial debris removal to reconstruction. However, if the type of damage isn’t covered—if, for example, your home floods from an overflowing lake—then you will usually have to pay for contents restoration and reconstruction

Know Who You’re Working With

KnowWho You're
Working With

Rapid Restoration is the most trusted name in residential and commercial property restoration services in Minnesota. Our team has a great deal of experience dealing with property damage and disaster scenarios of all type, and you can trust us to completely restore your property. When you’re in need of recovery services after a disaster, call Rapid Restoration any time of the day or night for 24/7 emergency response!

Learn More about Rapid Restoration